A popular type of sale going on in Ladera Ranch these days is a short sale, which basically is a home that sells for less than the balance owing on its mortgage. These underwater homes and condos in Ladera Ranch have a mortgage balance that is greater than the market value of the home, so when the property gets listed for sale, it is considered a short sale.
Short sales are very common in Ladera Ranch as many homes were built during the boom and financed with adjustable mortgages or the, back then popular, 'zero down'. When the bubble burst many homeowners were forced to leave their homes and Ladera Ranch current home values are still about 30% less of their peak back in 2007.
A short sale can be a great opportunity for those looking to get a good deal on a home in Ladera Ranch. Here's a list of all the currently availableLadera Ranch Short Sale Homes for Sale, listed in the MLS. For any questions regarding any of these homes, please contact us at (949) 888-6788 or via email. We are happy to help. If you are looking to sell your Ladera Ranch home as a short sale, we can also help, follow the link for more details.
Ladera Ranch Short Sales
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Thinking of selling the home that you currently own in Talega, where you owe more than the current market value is at, and wondering what's the best route? Our agents have succesfully closed many short sales in the area and are experts in the field.
The common questions are, do I qualify for a short sale? How long can I stay in my home? If you are currently experiencing financial hardship - which is a life changing situation where the home owner can no longer afford the monthly payments of the home (examples include divorce, death of spouse, unemployment or reduced income, medical bills, or unforseen increases in the cost of living), you may qualify for a short sale.
Our agents not only will take care of the listing side and negotiation process, but also have associations with attorneys that will help you through the short sale process, all at no cost to you. We can help you find a replacement home too, at no cost to you either. The best part of it, we will help you stay in your home longer, and can be very discreet with listing your home.
Are you ready to take the first step in the short sale process? Give us a call at (949) 888-6788, or contact us via email or fill out our contact form below and we will review your situation and what your options can be, at no cost to you.
Based on information from California Regional Multiple Listing Service, Inc. as of August 7th, 2020 at 2:36pm PDT. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.